CardAgent
Unverified draft. Fees, reward rates, and perks below are LLM-generated seed data pending admin verification. Cross-check on the bank's official page before relying on them.
IndusInd Bank

IndusInd Grand Debit Card

23
Ranked #54 of 66 in debit
debitMastercardpremiumProvisional score

Features enhanced limits and specific discount models on fine dining networks in India.

Score breakdown

Data completeness: 55% · Last verified: 09 Jul 2026

Reward value7/100 · weight 71%
≈ 0.36% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +0.9% score bonus — earns broadly without narrow category restrictions.
Fee efficiency83/100 · weight 12%
Redemption flexibility75/100 · weight 9%
Perks19/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
—
Annual fee
₹1,000 + 18% GST
= ₹1,180 / year total
Forex markup
3.5%

Lounge access

Domestic (per year)
4
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
diningpoints1.50%(6 pts @ ₹0.25)—6 Reward Points for every Rs 200 spent on dining and entertainment
all_spendspoints0.25%(1 pts @ ₹0.25)—1 Reward point per Rs 200 on basic POS runs