CardAgent
Verified by CardAgent admin · last checked 08 Jul 2026
RBL Bank

Insignia Preferred Banking Debit Card

23
Ranked #57 of 66 in debit
debitMastercardUltra-Premium

RBL Bank's ultra-premium Insignia debit card for high-net-worth relationship customers, offering genuine 0% forex markup, extensive lounge access, and Meet & Greet airport services at zero cost.

Score breakdown

Data completeness: 70% · Last verified: 09 Jul 2026

Reward value0/100 · weight 71%
Fee efficiency100/100 · weight 12%
Redemption flexibility55/100 · weight 9%
Perks69/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
—
Annual fee
Lifetime free
Waiver: Genuinely lifetime complimentary for Insignia Preferred Banking relationship customers
Forex markup
0%

Lounge access

Domestic (per year)
12
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
No earning reward structure tracked for this card.

Welcome offer

None specified

Milestone benefits

Pros

  • Genuine 0% cross-currency markup (rare, best-in-class)
  • up to Rs400 off movies/events/concerts/sports
  • complimentary Meet & Greet airport service
  • higher transaction limits and unlimited free RBL ATM transactions

Cons

  • Requires Rs10L AMB or Rs30L TRV relationship — not independently obtainable
  • lounge access requires prior-quarter spend

What's inside

More benefits

  • Airport Meet & Greet

    2 complimentary airport Meet & Greet services every quarter

    Minimum ₹5,000 eligible POS/e-commerce spends in previous calendar quarter.

  • BookMyShow Offer

    Buy One Get One Free on movie tickets.

    Subject to ticket value cap and monthly limits defined by RBL.

  • Insurance - Personal Accident (Air)

    ₹25,00,000

  • Insurance - Accidental Death

    ₹10,00,000

  • Insurance - Card Protection

    ₹2,00,000

  • Insurance - ATM Assault & Robbery

    ₹2,00,000

  • Insurance - Purchase Protection

    ₹50,000

    Valid for first 60 days after purchase.

  • Insurance - Baggage Insurance

    ₹50,000

  • Insurance - International Travel Cover

    ₹25,000

    Up to ₹25,000 each for lost passport and checked baggage delay.

Insurance cover

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₹NaN

Eligibility

text
Requires RBL Insignia Preferred Banking relationship: AMB Rs10L in Savings/Current OR Total Relationship Value Rs30L across Current/Savings/Term Deposits/Mutual Funds AUM

Small print

Fuel surcharge:Not a highlighted benefit