CardAgent
Corroborated — 6 field(s) match across 3+ reference sources (auto). Not human-verified. Confirm with the bank before high-stakes decisions.
HDFC Bank

Millennia Debit Card

41
Ranked #6 of 66 in debit
debitVisaplatinum

Cashback debit card for millennials.

Score breakdown

Data completeness: 85% · Last verified: 09 Jul 2026

Reward value28/100 · weight 71%
≈ 1.38% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +2.5% score bonus — earns broadly without narrow category restrictions.
Fee efficiency91/100 · weight 12%
Redemption flexibility92/100 · weight 9%
Perks19/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹500 + 18% GST
= ₹590 total
Annual fee
₹500 + 18% GST
= ₹590 / year total
Forex markup
3.5%

Lounge access

Domestic (per year)
4
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
online_spendscashback2.5%₹750 / monthly—
all_spendscashback1%——
fuelpoints0.00%(0 pts @ ₹0.25)——