CardAgent
Verified by CardAgent admin · last checked 08 Jul 2026
Kotak Mahindra Bank

PVR Debit Card

32
Ranked #18 of 66 in debit
debitVisaEntry-Mid

Kotak's PVR co-branded family debit card offering welcome and annual PVR food & beverage vouchers alongside standard debit banking, designed for families who frequent PVR cinemas.

Score breakdown

Data completeness: 70% · Last verified: 09 Jul 2026

Reward value18/100 · weight 71%
≈ 0.91% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +0.9% score bonus — earns broadly without narrow category restrictions.
Fee efficiency96/100 · weight 12%
Redemption flexibility92/100 · weight 9%
Perks0/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
—
Annual fee
₹499 + 18% GST
= ₹589 / year total
Waiver: Not detailed as waivable; standard fee applies
Forex markup
3.5%

Lounge access

Domestic (per year)
0
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
online_spendscashback5%₹300 / monthlyBookMyShow
all_spendscashback0.5%——

Welcome offer

Rs500 voucher for PVR food & beverages on card issuance

Milestone benefits

Pros

  • Strong entertainment/movie focus for families (Rs500 welcome + Rs200 annual PVR vouchers largely offset fee)
  • tap-and-go up to Rs5,000
  • Rs1L daily withdrawal limit
  • solid fuel surcharge waiver cap

Cons

  • No lounge access
  • narrow value proposition centered specifically on PVR

Insurance cover

text
₹NaN

Eligibility

text
Requires Kotak Mahindra Bank savings account

Small print

Fuel surcharge:Fuel surcharge waived on purchases up to Rs30,000