PVR Gold Credit Card

Name: Kotak Mahindra Bank PVR Gold Credit Card
Brand: Kotak Mahindra Bank
Rating: 3.56 (1 reviews)

Ranked #60 of 170 in credit

creditVisaEntry-Movie

Kotak's movie-focused entry card offering up to 24 free PVR INOX tickets/year tied to monthly spend thresholds, plus F&B and ticket discounts — a strong pick specifically for frequent PVR moviegoers.

Score breakdown

Data completeness: 70% · Last verified: 09 Jul 2026

Reward value20/100 · weight 71%

≈ 1.00% effective on the standard basket (eligible spend only)

Wide-coverage rewards: +0.8% score bonus — earns broadly without narrow category restrictions.

Fee efficiency100/100 · weight 12%

Redemption flexibility92/100 · weight 9%

Perks16/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee: —
Annual fee: Lifetime free
Forex markup: 3.5%

Lounge access

Domestic (per year): 0
International (per year): 0

Reward structure

Category	Type	Rate	Cap	Notes
online_spends	cashback	10%	₹500 / monthly	BookMyShow & PVR
all_spends	points	0.27%(1.33 pts @ ₹0.20)	—	8 pts/Rs150 across categories

Welcome offer

None highlighted beyond ongoing movie ticket structure

Milestone benefits

Pros

No joining fee
up to 24 free PVR movie tickets/year for regular spenders
20% F&B discount + 5% ticket discount at PVR INOX
PVR Shield liability cover

Cons

Movie tickets require meaningful monthly spend (Rs7,500/Rs15,000) to unlock
limited to PVR INOX chain
no lounge or major lifestyle benefits beyond movies

What's inside

More benefits

Free PVR movie tickets
₹300
1 free ticket on Rs7,500 spend/billing cycle; 2nd free ticket on Rs15,000 spend/cycle
Cap ₹7,200 / monthly. Rs7,500 or Rs15,000 spend/billing cycle
PVR F&B and ticket discount
20% off Food & Beverages, 5% off movie tickets at PVR INOX
unlimited. PVR INOX purchases

Insurance cover

text: ₹NaN

Eligibility

text: Standard entry-level Kotak criteria

Small print

Fuel surcharge:Not a highlighted benefit