CardAgent
Verified by CardAgent admin · last checked 08 Jul 2026
RBL Bank

RBL Bank ShopRite Credit Card

20
Ranked #168 of 170 in credit
creditVisa/MastercardEntry-Grocery

RBL's low-fee entry card focused on grocery and fuel spending, with a modest but achievable fee-waiver threshold and BookMyShow movie discount — a solid budget-conscious grocery-focused option.

Score breakdown

Data completeness: 70% · Last verified: 09 Jul 2026

Reward value2/100 · weight 71%
≈ 0.12% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +1.2% score bonus — earns broadly without narrow category restrictions.
Fee efficiency95/100 · weight 12%
Redemption flexibility75/100 · weight 9%
Perks1/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹500 + 18% GST
= ₹590 total
Annual fee
₹500 + 18% GST
= ₹590 / year total
Waiver: Waived on annual spend of Rs1,50,000+
Forex markup
3.5%

Lounge access

Domestic (per year)
0
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
groceries_offlinepoints0.50%(2 pts @ ₹0.25)—Accelerated points on grocery spends
all_spendspoints0.06%(0.25 pts @ ₹0.25)—1 pt/Rs100 base, except fuel

Welcome offer

Welcome benefit worth 2,000 Reward Points

Milestone benefits

Pros

  • Low Rs500 fee with grocery+fuel accelerated rewards
  • 10% discount on BookMyShow movie bookings
  • described by CardMaven as a potential "lifetime free" candidate depending on spend pattern

Cons

  • Modest overall reward economics
  • limited to grocery/fuel acceleration, weak elsewhere
  • no lounge or major lifestyle benefits

What's inside

More benefits

  • Movie ticket discount

    10% discount on BookMyShow movie bookings

    unlimited. None specified

Insurance cover

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₹NaN

Eligibility

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Age 21-65; entry-level income criteria

Small print

Fuel surcharge:Not a highlighted benefit beyond standard reward accrual on fuel