CardAgent
Unverified draft. Fees, reward rates, and perks below are LLM-generated seed data pending admin verification. Cross-check on the bank's official page before relying on them.
SBI Card

SBI Etihad Guest Premier Credit Card

21
Ranked #167 of 170 in credit
creditVisa

Unverified draft. Details auto-drafted; run admin cross-check to verify.

Score breakdown

Data completeness: 80% · Last verified: 09 Jul 2026

Reward value12/100 · weight 71%
≈ 0.59% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +0.6% score bonus — earns broadly without narrow category restrictions.
Fee efficiency41/100 · weight 12%
Redemption flexibility60/100 · weight 9%
Perks26/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹5,000 + 18% GST
= ₹5,900 total
Annual fee
₹5,000 + 18% GST
= ₹5,900 / year total
Forex markup
3.5%

Lounge access

Domestic (per year)
8
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
travelmiles2.00%(4 mi @ ₹0.50)——
fuelmiles0.50%(1 mi @ ₹0.50)——
online_spendsmiles0.50%(1 mi @ ₹0.50)——
diningmiles0.50%(1 mi @ ₹0.50)——
groceriesmiles0.50%(1 mi @ ₹0.50)——
all_spendsmiles0.50%(1 mi @ ₹0.50)——