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Corroborated — 9 field(s) match across 3+ reference sources (auto). Not human-verified. Confirm with the bank before high-stakes decisions.
SBI Card

SBI Platinum Debit Card

26
Ranked #44 of 66 in debit
debitVisaplatinum

Everyday platinum-tier SBI debit.

Score breakdown

Data completeness: 85% · Last verified: 09 Jul 2026

Reward value7/100 · weight 71%
≈ 0.30% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +10.0% score bonus — earns broadly without narrow category restrictions.
Fee efficiency95/100 · weight 12%
Redemption flexibility92/100 · weight 9%
Perks19/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹300 + 18% GST
= ₹354 total
Annual fee
₹250 + 18% GST
= ₹295 / year total
Forex markup
3.5%

Lounge access

Domestic (per year)
4
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
online_spendspoints0.08%(0.31 pts @ ₹0.25)——
groceriespoints0.08%(0.31 pts @ ₹0.25)——
all_spendscashback0.3%₹500 / monthly—
diningpoints0.06%(0.25 pts @ ₹0.25)——
travelpoints0.06%(0.25 pts @ ₹0.25)——
fuelpoints0.04%(0.17 pts @ ₹0.25)——