CardAgent
Verified by CardAgent admin · last checked 08 Jul 2026
SBI Card

SBI Yuva Debit Card

29
Ranked #27 of 66 in debit
debitRuPay/VisaEntry-Youth

SBI's entry-level youth-focused debit card designed for students and young account holders, offering basic banking functionality at zero cost.

Score breakdown

Data completeness: 70% · Last verified: 09 Jul 2026

Reward value13/100 · weight 71%
≈ 0.63% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +2.5% score bonus — earns broadly without narrow category restrictions.
Fee efficiency100/100 · weight 12%
Redemption flexibility92/100 · weight 9%
Perks0/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
—
Annual fee
Lifetime free
Waiver: Nil issuance/maintenance fee for youth-tier RuPay variant
Forex markup
3.5%

Lounge access

Domestic (per year)
0
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
online_spendscashback1%₹200 / monthly—
all_spendscashback0.5%——

Welcome offer

None specified

Milestone benefits

Pros

  • Genuinely free
  • accessible entry point for young/student account holders
  • UPI-linkable RuPay variant

Cons

  • No lounge access or premium lifestyle benefits at this entry youth tier

Insurance cover

text
₹NaN

Eligibility

text
SBI Yuva/youth savings account holder, typically students/young adults

Small print

Fuel surcharge:Not a highlighted benefit