CardAgent
Verified by CardAgent admin · last checked 08 Jul 2026
Standard Chartered

SC EaseMyTrip Credit Card

28
Ranked #104 of 170 in credit
creditVisaEntry-TravelLegacy · discontinued

Standard Chartered's low-fee co-branded travel card with EaseMyTrip, offering direct instant discounts on flight/hotel/bus bookings (no minimum spend) plus accelerated rewards on standalone travel site bookings — international lounge access was discontinued in Oct 2024.

Score breakdown

Data completeness: 70% · Last verified: 09 Jul 2026

Reward value13/100 · weight 71%
≈ 0.62% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +0.6% score bonus — earns broadly without narrow category restrictions.
Fee efficiency97/100 · weight 12%
Redemption flexibility75/100 · weight 9%
Perks14/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹350 + 18% GST
= ₹413 total
Annual fee
₹350 + 18% GST
= ₹413 / year total
Waiver: Waived on annual spend of Rs50,000+
Forex markup
3.5%

Lounge access

Domestic (per year)
2
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
online_travel_bookingpoints2.50%(10 pts @ ₹0.25)—10X pts/Rs100 at standalone airline/hotel sites (not aggregators); uncapped
all_spendspoints0.50%(2 pts @ ₹0.25)—2 pts/Rs100 base rate

Welcome offer

None highlighted beyond ongoing EaseMyTrip discounts

Milestone benefits

Pros

  • Very low fee (Rs350)
  • genuine instant discounts on EaseMyTrip bookings with NO minimum spend requirement (20% off domestic hotels up to Rs5,000, 10% off domestic flights up to Rs1,000)
  • 10X rewards on standalone airline/hotel sites beyond EaseMyTrip

Cons

  • DEVALUATION: complimentary international lounge access discontinued effective 15 October 2024 (domestic-only lounge access now)
  • reward points expire within 2 years
  • redemption fee (Rs99) applies

What's inside

More benefits

  • EaseMyTrip instant booking discount

    ₹1,000

    20% off domestic/international hotels (up to Rs5,000/Rs10,000), 10% off domestic/international flights (up to Rs1,000/Rs5,000), Rs125 off bus tickets

    unlimited. No minimum spend required, on EaseMyTrip platform only

Insurance cover

text
₹NaN

Eligibility

text
Age 18-65; stable income

Small print

Fuel surcharge:Not a highlighted benefit