CardAgent
Unverified draft. Fees, reward rates, and perks below are LLM-generated seed data pending admin verification. Cross-check on the bank's official page before relying on them.
Kotak Mahindra Bank

Silk Inspire Debit Card

29
Ranked #25 of 66 in debit
debitVisaplatinumProvisional score

Women-focused rewards debit card.

Score breakdown

Data completeness: 55% · Last verified: 09 Jul 2026

Reward value13/100 · weight 71%
≈ 0.63% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +2.5% score bonus — earns broadly without narrow category restrictions.
Fee efficiency95/100 · weight 12%
Redemption flexibility92/100 · weight 9%
Perks12/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹299 + 18% GST
= ₹353 total
Annual fee
₹299 + 18% GST
= ₹353 / year total
Forex markup
3.5%

Lounge access

Domestic (per year)
2
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
online_spendscashback1%₹250 / monthly—
all_spendscashback0.5%——