CardAgent
Verified by CardAgent admin · last checked 09 Jul 2026
Kotak Mahindra Bank

Solitaire Business Credit Card

26
Ranked #1 of 2 in business
businessVisasignature

Business travel rewards.

Score breakdown

Data completeness: 70% · Last verified: 09 Jul 2026

Reward value9/100 · weight 71%
≈ 0.46% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +0.6% score bonus — earns broadly without narrow category restrictions.
Fee efficiency72/100 · weight 12%
Redemption flexibility75/100 · weight 9%
Perks51/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
₹3,499 + 18% GST
= ₹4,129 total
Annual fee
₹3,499 + 18% GST
= ₹4,129 / year total
Waiver: Complimentary for Kotak Solitaire Business banking relationship members (Total Relationship Value of Rs 1 Crore or more). No waiver path for others.
Forex markup
1.99%

Lounge access

Domestic (per year)
0
International (per year)
2

Reward structure

CategoryTypeRateCapNotes
online_travel_bookingpoints2.33%(4.67 pts @ ₹0.50)₹50,000 / monthly14 reward points per Rs 150 on Kotak Unbox travel bookings (~4.67% at Rs 0.5/pt). Capped at 1,00,000 points per statement cycle = Rs 50,000 monthly reward value.
all_spendspoints0.34%(0.67 pts @ ₹0.50)—2 reward points per Rs 150 on all other spends (~0.67% at Rs 0.5/pt).

What's inside

More benefits

  • Business software discounts via Nuclei

    Discounts on Google Workspace, Microsoft 365, AWS, Tally, Canva, Jira, and HubSpot through the Kotak Nuclei business benefits platform.

    yearly.

  • Automated MIS and expense reporting with Tally integration

    Monthly management-information statements and expense reports with direct Tally integration for accounting reconciliation.

    monthly.