CardAgent
Verified by CardAgent admin · last checked 08 Jul 2026
IDFC First Bank

Wealth Debit Card

39
Ranked #9 of 66 in debit
debitVisaUltra-Premium

Duplicate sheet entry for IDFC First Bank's Wealth Debit Card — same product as "IDFC First Wealth Debit Card" row.

Score breakdown

Data completeness: 70% · Last verified: 09 Jul 2026

Reward value22/100 · weight 71%
≈ 1.00% effective on the standard basket (eligible spend only)
Wide-coverage rewards: +10.0% score bonus — earns broadly without narrow category restrictions.
Fee efficiency100/100 · weight 12%
Redemption flexibility92/100 · weight 9%
Perks37/100 · weight 9%

Fees

All fees shown base + 18% GST (India card fees legally attract GST).

Joining fee
—
Annual fee
Lifetime free
Waiver: Genuinely lifetime free for IDFC First Wealth Program members
Forex markup
2%

Lounge access

Domestic (per year)
12
International (per year)
0

Reward structure

CategoryTypeRateCapNotes
travelpoints0.75%(3 pts @ ₹0.25)——
all_spendscashback1%——

Welcome offer

None specified

Milestone benefits

Pros

  • Same as IDFC First Wealth Debit Card (duplicate SKU naming in sheet)

Cons

  • Same as IDFC First Wealth Debit Card

Insurance cover

text
₹NaN

Eligibility

text
Requires IDFC First Wealth Program membership (minimum NRV Rs50 Lakhs)

Small print

Fuel surcharge:Not a highlighted benefit