Best credit cards for Flipkart (2026)

Ranked list of credit cards that maximise cashback and rewards on Flipkart purchases, including co-branded and general online-shopping cards.

  1. 1
    American Express
    American Express Gold Card
    25% on FlipkartCap ₹1,000/mo₹5,310/yr incl. GST
    Secure flat 1,000 Bonus MR points dynamically running simply 6 transactions crossing Rs 1,000 vertically
    45
  2. 2
    Yes Bank
    Yes Prosperity Titanium Debit Card
    20% on FlipkartCap ₹250/mo₹471/yr incl. GST
    Periodic cashback windows for online groceries linked heavily on promotional events
    25
  3. 3
    IDFC First Bank
    IDFC First Platinum Debit Card
    10% on FlipkartCap ₹250/moLifetime free
    10% cashback on movie tickets booked via Paytm Movies
    29
  4. 4
    HDFC Bank
    Swiggy HDFC Bank Credit Card
    5% on FlipkartCap ₹1,000/mo₹590/yr incl. GST
    5% on other online
    88
  5. 5
    Axis Bank
    Axis Bank Cashback Credit Card
    5% on FlipkartCap ₹4,000/mo₹1,180/yr incl. GST
    Tiered online cashback: 2% on first ₹5k, 5% on next ₹35k, 7% above ₹40k; max ₹4,000/statement. Approximated at 5% with ₹4,000 monthly cap.
    58
  6. 6
    Axis Bank
    Flipkart Axis Bank Credit Card
    5% on Flipkart₹590/yr incl. GST
    5% on Flipkart, Myntra
    58
  7. 7
    HDFC Bank
    HDFC Pixel Play Credit Card
    5% on Flipkart₹590/yr incl. GST
    53
  8. 8
    HDFC Bank
    Millennia Credit Card
    5% on FlipkartCap ₹1,000/mo₹1,180/yr incl. GST
    5% on Amazon/Flipkart/Swiggy/Zomato capped Rs 1000/mo
    53

How we rank

We compute an effective % back for each card's Flipkart reward rule as rate × point value, cap-aware, and rank by that number. Ties are broken by the CardAgent overall score, which weighs reward value (70%), fee efficiency (12%), redemption flexibility (9%), and perks (9%). All fees are shown inclusive of 18% GST. See methodology and full catalog.

FAQ

Which is the best credit card for Flipkart?

The Flipkart Axis Bank credit card gives 5% unlimited cashback on Flipkart and 4% on preferred partners — highest for Flipkart loyalists.

Does Big Billion Days affect rewards?

Reward rates stay the same; but Flipkart-branded cards often stack extra 10% instant discounts during sales, effectively boosting returns.