Best credit cards for Flipkart (2026)
Ranked list of credit cards that maximise cashback and rewards on Flipkart purchases, including co-branded and general online-shopping cards.
- 1American ExpressAmerican Express Gold Card25% on FlipkartCap ₹1,000/mo₹5,310/yr incl. GSTSecure flat 1,000 Bonus MR points dynamically running simply 6 transactions crossing Rs 1,000 vertically45
- 2Yes BankYes Prosperity Titanium Debit Card20% on FlipkartCap ₹250/mo₹471/yr incl. GSTPeriodic cashback windows for online groceries linked heavily on promotional events25
- 3IDFC First BankIDFC First Platinum Debit Card10% on FlipkartCap ₹250/moLifetime free10% cashback on movie tickets booked via Paytm Movies29
- 4HDFC BankSwiggy HDFC Bank Credit Card5% on FlipkartCap ₹1,000/mo₹590/yr incl. GST5% on other online88
- 5Axis BankAxis Bank Cashback Credit Card5% on FlipkartCap ₹4,000/mo₹1,180/yr incl. GSTTiered online cashback: 2% on first ₹5k, 5% on next ₹35k, 7% above ₹40k; max ₹4,000/statement. Approximated at 5% with ₹4,000 monthly cap.58
- 6Axis BankFlipkart Axis Bank Credit Card5% on Flipkart₹590/yr incl. GST5% on Flipkart, Myntra58
- 7HDFC BankHDFC Pixel Play Credit Card5% on Flipkart₹590/yr incl. GST53
- 8HDFC BankMillennia Credit Card5% on FlipkartCap ₹1,000/mo₹1,180/yr incl. GST5% on Amazon/Flipkart/Swiggy/Zomato capped Rs 1000/mo53
How we rank
We compute an effective % back for each card's Flipkart reward rule as rate × point value, cap-aware, and rank by that number. Ties are broken by the CardAgent overall score, which weighs reward value (70%), fee efficiency (12%), redemption flexibility (9%), and perks (9%). All fees are shown inclusive of 18% GST. See methodology and full catalog.
FAQ
Which is the best credit card for Flipkart?
The Flipkart Axis Bank credit card gives 5% unlimited cashback on Flipkart and 4% on preferred partners — highest for Flipkart loyalists.
Does Big Billion Days affect rewards?
Reward rates stay the same; but Flipkart-branded cards often stack extra 10% instant discounts during sales, effectively boosting returns.