Best credit cards for MakeMyTrip (2026)
Cards ranked for MakeMyTrip spend — co-branded ICICI MakeMyTrip cards plus general OTA-boosted travel cards.
- 1IDFC First BankIDFC First Select Debit Card10% on MakeMyTripCap ₹500/moLifetime free10% reductions against MakeMyTrip flash sales exclusively for Select holders48
- 2SBI CardSBI Air India Signature Credit Card7.5% on MakeMyTrip₹1,770/yr incl. GSTUp to 30 Reward Points per Rs 100 spent on Air India tickets booked through airindia.com41
- 3Axis BankAxis Reserve Credit Card7.5% on MakeMyTrip₹59,000/yr incl. GST2X points on international card spending22
- 4HDFC BankSwiggy HDFC Bank Credit Card5% on MakeMyTrip₹590/yr incl. GST2% travel (estimated)88
- 5HDFC BankHDFC 6E Rewards XL Indigo Credit Card5% on MakeMyTrip₹1,770/yr incl. GST58
- 6Axis BankFlipkart Axis Bank Credit Card5% on MakeMyTrip₹590/yr incl. GST2% travel (estimated)58
- 7ICICI BankICICI Adani One Signature Credit Card5% on MakeMyTrip₹5,900/yr incl. GST37
- 8Federal BankFederal Bank Scapia Credit Card4% on MakeMyTripLifetime free20 Scapia Coins per ₹100 on travel bookings via the Scapia app; effective value ~4% at ₹0.20 per coin.53
How we rank
We compute an effective % back for each card's MakeMyTrip reward rule as rate × point value, cap-aware, and rank by that number. Ties are broken by the CardAgent overall score, which weighs reward value (70%), fee efficiency (12%), redemption flexibility (9%), and perks (9%). All fees are shown inclusive of 18% GST. See methodology and full catalog.
FAQ
Are MakeMyTrip co-branded cards worth it?
MakeMyTrip ICICI Signature gives 3.33% back as MMT holiday cash. Compare against your travel volume — for occasional bookings a general 2× travel card often nets more.