Best credit cards for MakeMyTrip (2026)
Cards ranked for MakeMyTrip spend — co-branded ICICI MakeMyTrip cards plus general OTA-boosted travel cards.
- 1IDFC First BankIDFC First Select Debit Card10% on MakeMyTripCap ₹500/moLifetime free10% reductions against MakeMyTrip flash sales exclusively for Select holders48
- 2Axis BankAxis Reserve Credit Card7.5% on MakeMyTrip₹59,000/yr incl. GST2X points on international card spending37
- 3HDFC BankHDFC 6E Rewards XL Indigo Credit Card5% on MakeMyTrip₹1,770/yr incl. GST52
- 4ICICI BankICICI Adani One Signature Credit Card5% on MakeMyTrip₹5,900/yr incl. GST34
- 5Federal BankFederal Bank Scapia Credit Card4% on MakeMyTripLifetime free20 Scapia Coins per ₹100 on travel bookings via the Scapia app; effective value ~4% at ₹0.20 per coin.50
- 6ICICI BankICICI Emeralde Private Metal Credit Card3% on MakeMyTrip₹14,749/yr incl. GSTBest-case travel redemption at ₹1/RP via ICICI iShop or airline/hotel partner transfers.87
- 7HDFC BankHDFC Pixel Play Credit Card3% on MakeMyTrip₹590/yr incl. GST53
- 8HDFC BankHDFC 6E Rewards Indigo Credit Card2.5% on MakeMyTrip₹590/yr incl. GST36
How we rank
We compute an effective % back for each card's MakeMyTrip reward rule as rate × point value, cap-aware, and rank by that number. Ties are broken by the CardAgent overall score, which weighs reward value (70%), fee efficiency (12%), redemption flexibility (9%), and perks (9%). All fees are shown inclusive of 18% GST. See methodology and full catalog.
FAQ
Are MakeMyTrip co-branded cards worth it?
MakeMyTrip ICICI Signature gives 3.33% back as MMT holiday cash. Compare against your travel volume — for occasional bookings a general 2× travel card often nets more.