Best credit cards for Zomato (2026)
Best credit cards for Zomato food orders and Zomato Pro / District dine-in bookings.
- 1Kotak Mahindra BankKotak Privy League Signature Debit Card20% on ZomatoLifetime freeInstant deductions scaling to 20% dining over Taj and assorted networks65
- 2HSBC IndiaHSBC Live+ Credit Card10% on ZomatoCap ₹1,000/mo₹1,179/yr incl. GST10% accelerated cashback on dining and food delivery. Combined cap with groceries.78
- 3HDFC BankTata Neu Infinity HDFC Credit Card5% on Zomato₹1,769/yr incl. GST5% on Tata brands68
- 4HDFC BankMillennia Credit Card5% on ZomatoCap ₹1,000/mo₹1,180/yr incl. GST5% on Swiggy/Zomato53
- 5Kotak Mahindra BankKotak Cashback+ Credit Card5% on ZomatoCap ₹750/mo₹885/yr incl. GST5% accelerated cashback on online food & grocery delivery... capped at 750 Reward Points per statement cycle.49
- 6Axis BankAxis Bank Ace Credit Card4% on Zomato₹589/yr incl. GST4% on Swiggy, Zomato, Ola52
- 7HDFC BankHDFC Pixel Play Credit Card3% on Zomato₹590/yr incl. GST53
- 8Kotak Mahindra BankIndiGo Kotak Premium Credit Card3% on Zomato₹1,770/yr incl. GST3 BluChips per ₹100 on dining & entertainment MCCs.50
How we rank
We compute an effective % back for each card's Zomato reward rule as rate × point value, cap-aware, and rank by that number. Ties are broken by the CardAgent overall score, which weighs reward value (70%), fee efficiency (12%), redemption flexibility (9%), and perks (9%). All fees are shown inclusive of 18% GST. See methodology and full catalog.
FAQ
Which is the best card for Zomato?
HDFC Swiggy card and RBL Zomato Edition give the highest boosted rate on Zomato/dining; general dining cards like Axis ACE give ~5% online cashback.